Client Letter – 2022-Q3 (Client Dashboard)

Q3 2022 Client Communication

Your account statement for the quarter ending September 30, 2022, have been posted. Your account statement includes transactions that occurred in your account(s) from  July 1 through September 30, 2022. To view your statement, go to My Accounts > My Documents > Account Statements.

If you have any questions or require more information on your reports, please contact me.

New Account Statement Design

When you review your account statement, you’ll notice some changes. We’ve introduced a few modifications to make it easier for you to find the information you need. The account statement document is now divided into three separate sections:

  • Account Statement
  • Performance Report
  • Charges and Compensation Report

The Time to Begin Saving for your Child's Post-Secondary Schooling Is Now

Higher education can open doors to a better job, an exciting career and higher earnings, and there's no time like the present to set up an education savings plan or update your existing plan. Reach out to your Advisor — working together, you can make the most of the government-backed Registered Education Savings Plan (RESP), including the grants offered, as well as other savings vehicles available to you.

2022 RESP Deadline Reminder

The last day to contribute to a Registered Education Savings Plan (RESP) in 2022 is December 31.

Saving for a Home Using the FSHA

If you're thinking of buying a home and qualify as a first-time buyer, you may benefit from the federal government's proposed new Tax-Free First Home Savings Account (FHSA). Be sure to read our take on What You Need to Know about the Proposed FHSA. We discuss the tax advantages and eligibility rules, and also compare the FHSA to the government's existing program supporting first-time home buyers, the Home Buyers' Plan .

Get Ready for Tax Season

Tax planning is a key component of financial planning. With the 2022 yearend coming up fast, now's the time to review your plan and start gathering the necessary forms and documents. For help with your tax planning or any aspect of your 2022 taxes, contact me today.

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